Lucy Urena | Vantage Funding

Recently Closed Loans

Expertise in your local market

Conventional Purchase$485,000

Highland, CA

FHA Home Loan$392,000

San Bernardino, CA

VA Refinance$515,000

Riverside, CA

Investment Property$610,000

Redlands, CA

"Lucy made our first home purchase stress-free. Her 28 years of experience really shows." - The Hernandez Family

"Professional, responsive, and truly cares about your financial goals." - Sarah J.

"She helped us build a path to home ownership when others couldn't." - The Miller Family

"A true partner. Lucy's knowledge of the Inland Empire is unmatched." - David & Elena

"We closed on time and with a better rate than expected. Incredible service." - Mark T.

"Clear communication from start to finish. We felt totally supported." - The Ortiz Family

"Lucy's expertise saved our deal when things got complicated. So grateful!" - The Peterson Group

"She explained everything in plain English. No surprises at closing." - Kevin L.

"The absolute best experience we've had with a lender. Very professional." - The Watson Family

"Responsive even on weekends. She really goes above and beyond." - Amanda R.

"Patient, kind, and incredibly knowledgeable. She found us the perfect loan." - The Garcia Family

"We've used Lucy for three refinances now. She is our lender for life." - Jason & Sarah P.

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The Journey

Get a quick estimate of your buying power.

View homes with confidence and a pre-approval.

Lucy builds your file for official review.

Our team assembles all necessary paperwork.

Your file is meticulously reviewed for approval.

Sign your final documents and get your keys!

The first step is always getting pre-approved. This tells you exactly what you can afford and shows sellers you are a serious buyer.

Typically, you'll need your most recent pay stubs, W-2s from the last two years, and your last two months of bank statements.

While every situation is unique, most loans close within 21 to 30 days from the time your offer is accepted.

A quick call with Lucy can change your financial future.

lucy.urena@vantagefunding.com · (909) 376-5492 · NMLS #249339